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Things we bought & borrowed for

Things we Bought & Borrowed for our Newborn

Once morning sickness faded and we were past critical months in our pregnancy we got excited to get our house ready for our baby....
How Do You Think About Money

How Do You Think About Money?

This year let's look beyond what is good or bad for our finances. Lets us try and understand the reason behind the Good and...
Cost of Living 2018 in Goa

Cost of living 2018 In Goa Revealed

Lot of people have asked us questions about our lifestyle as well as our cost of living such as- How much it costs to...
Good Habits

Developing Good Habits- My battles and learnings

Resolution season is around the corner. I can see myself getting relaxed and enjoying the last few days of 2018 and dreaming big about...
Sequence Risk

Sequence Risk Impact on Early Retirement

Sequence risk of returns also known as Sequence Risk can be one of the biggest risks in Early retirement. It is primarily the order in...
Our Family Photo

We want to hear from you

Hi folks, We have been writing for a year about early retirement and financial freedom. In the meantime this...
Tips for starting business

Tips For Starting A Business After Early Retirement

Most FIRE aspirants want to work in a field of deep interest to them after achieving their target corpus. Starting a Lifestyle Business based...
practise delayed gratification

Why We Practise Delayed Gratification And So Should You

In the blog post Our Plan to fund Kid's College Education, we shared how we were able to start the SIP for our Kid's College three...
How to pay for kids college

Our Plan to Fund Kid’s College and Recommendation

Even before our Son was born, Naren and I discussed in detail whether or not we should pay for our kid's college.  We both...
Pregnancy Expenses

Our Pregnancy Expenses in Goa, India

When we share our FIRE plans with family, friends and online, the most controversial topic of all is - What about raising kids while...
Have Kids before 30

Why having kids before age 30 makes sense

Most of our readers are already parents. We are writing this more for future young readers both married & single who are delaying having...
Baby birth announcement

We are parents!

Our Little Baby Boy has just arrived! So small and precious too... We just couldn't wait to share our happy news with you! - Sugandha & Naren
want to retire early to travel the world (1)

Want to Retire Early to Travel the World?

Some of us dream of traveling the world after retiring early but are apprehensive that just banking on retirement corpus may not be enough...
OUR F.I.R.E JOURNEY-YEAR ZERO

Our FIRE Journey Year Zero

This September, It is 4 years since we made the big Move- or so many big moves- Started our journey towards F.I.R.E, got married,...
Our Top 10 Financial Mistakes

Our Top 10 Financial Mistakes #FacePalm

We believe mistakes are the stepping stones to wisdom. So we try not to mull over too much over our past mistakes, however we...
how to retire at 40

Featured in Mumbai Mirror for How To Retire at 40

Last Monday Mumbai Mirror did a story on Early Retirement- How to retire at 40, it featured three Indian families, we were one of...
Early Retirement Interview_ Mahesh

Early Retirement Interview: Mahesh is 5 years away from claiming Early Retirement

Second in the series of Early Retirement success stories we have Mahesh an IT professional from Pune who shares his FIRE journey with us....
Safe Withdrawal Rate India

Safe Withdrawal Rate- How long will your money last in retirement

With lot of discipline and hard work you spent a decade or two saving up for your early retirement. Now how to be sure...
Spendee

Having trouble tracking expenses? Lifetime access to Spendee Premium!

Spendee is a great mobile app to track your expenses and budget, a basic requirement for early retirement planning. I wrote a blog post...
Buying my first apartment

Buying my first Apartment – Lessons learned from my Dream turned into a Nightmare

The apartment I booked in 2008 for Rs.3000/sq.ft is now going for Rs.4500/sq.ft in 2018 ten years later. A grand CAGR of 4% for...