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Hacking Luxury on budget

Hacking Luxury on a Budget: Our 4-star hotel club membership

Hi Guys! We are starting this series of hacking luxury on budget, where we will share how we enjoy luxury on budget. Saving up for...
FIre your bullshit job

Unhappy at work? Get your life back using Early Retirement

A positive attitude towards work is important for your happiness in life. However, working in a one-way-street fashion for others while ignoring your needs...
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My Radio Interview (7 minutes)

After our Times Of India interview, I was interviewed about Early Retirement on Radio One Mumbai by the smart and talented RJ Annie of...
me on the beach

Photos of our current lifestyle

Photos of our home, neighbourhood, travel and lots of home-cooked food...  I don't want to talk about money this time but let the pictures...
Long Term Capital Gain (LTCG) Tax impact on Early Retirement

LTCG Tax impact on Early Retirement

Starting with the recent budget , you have to pay 10.4%(including cess) long term capital gains tax (LTCG) on gains when you sell mutual...
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How to convince your partner about Early Retirement

This Valentine's Day I want to touch on a touchy topic with couples : how to convince your significant other to work together as...
saved up 35% of early retirement target 2017

We’ve saved up 34% of our early retirement target as of 2017

High-level numbers below My Age: 36 % Saved for Early Retirement : 38%  34% (target % reduced due to 10.4% LTCG tax announced in the...

I was an NRI

I mention that I was an NRI in the Disclosure of this blog but I wanted to address this issue head-on because of a...

Health is “real” Wealth

I'm recovering from a lengthy and painful throat infection this new year. So I thought it would be apt to start 2018 with this...

How to get Richer with Early Retirement

You've heard the saying "The Rich Get Richer". It is usually uttered in a negative manner to hint that only the rich get richer...

12% return from stock market every year?

In my earlier post on early retirement in India, I assumed an average return of 12% from investing in equity. A lot of people new...
EARLY RETIREMENT GUIDE India

Early Retirement in India- Ultimate Guide

In this guide we will share how we discovered Early Retirement, and a step-by-step plan to achieve early retirement in India. As a bonus...

Early retirement is a necessity these days

Real-life case study: Headline news about all the 45-year old mid-level managers at TCS/Cognizant/Infosys getting laid off because their industry considers them obsolete and...

Simple trick to save more money : Use Cash!

Next time you step out of the house try this : Leave your credit card behind at home Withdraw cash from the ATM for...

Track Spending to find Savings

Savings = Income - Expenses. It is the time to talk about the Expenses part of the equation. Once you understand your expenses, you...

How to save money on domestic flights in India

Today we just saved almost the entire cost of a Delhi to Chennai flight ticket using Jet Airways Miles I had accumulated since 2012....

How to Pay off your Student Loan in the Shortest Time possible

You can use these tips for any loan but are most effective for student loans since they are are not as big as home...

Reduce your mobile phone bill : Save money on data usage

If you are on a mobile data plan with say a limit of 1GB/month or want to save on home Wi-Fi because of monthly quotas...

A Man With Savings :A bank ad from 1963 – timeless!

1 minute read Your savings, believe it or not, affect the way you stand, the way you walk, the tone of your voice. In short,...