Recommendations

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On this page we recommend what we Love and use. We encourage you to do your own research before you go with our recommendations. Check them out!


Tax Filing

 Clear Tax LogoClick here to start filing your tax online for free with Cleartax.

Our Experience: We both are using cleartax for last 3 years to file our taxes online. They have FREE & PAID options:

I have used the FREE service, it is extremely easy to use to file taxes and costs nothing. You just need to create an online account with clear tax and start filling your taxes straight away. They have step-by-step guide to help you file your taxes with ease.

How I file my taxes: I usually take 2 sitting of 2 hours each to finish my tax filling. On 1st sitting I collect all the information on excel sheet and in the 2nd sitting I file the taxes online. I also make a folder online where I save up the copy of all back-up information. Because in past I have received notice form IT department for some clarifications, so I have learned to be prepared at all times.

We also had to use Paid service, because of multiple source of income and some other complexities with our taxes. Clear Tax has CA on call who guides you through entire process and it costs nominal amount. But be sure to speak with  the CA assigned to you before hand to make sure that he is experienced enough or else ask for a replacement. If your taxes are complex and you need assistance of an CA to file you taxes then there service starts at RS.799. Which in my opinion is nominal.

Click here to start filing your tax online for free with Cleartax.


Travel Credit Cards


Card Name Free Flight Tickets worth Rs.15,000
American Express® Platinum Travel Credit Card Spend Rs.4 lakhs/year on card
Axis Bank Miles Privilege Credit Card Spend Rs.7.5 lakhs/year on card
CITI PREMIERMILES® CREDIT CARD Spend Rs.9 lakhs/year on card

 

High-level Details on how the rewards work:

Card Name Annual Fees Earning Redeeming
American Express® Platinum Travel Credit Card ₹5,000 Spend Rs. 1.90 Lacs in a year and you can get Travel Vouchers worth more Rs. 7,700
Spend Rs. 4 Lacs in a year and additionally you can get Travel Vouchers worth Rs. 11,800
Axis Bank Miles Privilege Credit Card ₹1,500  Yatra Vouchers worth Rs. 5,000 every time Rs. 2,50,000 is spent on the card
CITI PREMIERMILES® CREDIT CARD ₹3,000 Earn 4 Miles for every Rs.100 spent 100 Miles = Rs.45


Personal Finance Gurus

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